Advantages and Disadvantages of Cryptocurrencies In 2020

In recent years, cryptocurrencies have broken into the economic world and revolutionized the technology sector. Surely, the blockchain has been one of the most revolutionary advances in the last decade. But are cryptocurrencies the perfect money?

The benefits of bitcoin are undeniable and its technology, the blockchain, is being adopted by thousands of international companies. But despite the many advances, bitcoin and cryptocurrencies are still in the development phase and can present certain drawbacks.

Main advantages of cryptocurrencies

  • The main benefit of bitcoin is that it is the largest cryptocurrency on the market. Although its price continues to fluctuate, it is less volatile than other virtual currencies. The confidence that the market has in the first of the cryptocurrencies provides security and is one of the advantages of investing in bitcoin.
  • They work in a global and fast system. Cryptocurrency transfers take minutes (or even seconds) to complete and have low commissions, regardless of the amount or destination of the operation. In contrast, traditional banking usually takes days, and even weeks, to make an international transfer, to which heavy fees apply.
  • It is not anonymous, but uses pseudonyms. Contrary to what many people think, most cryptocurrencies are not anonymous, but it is true that they use pseudonyms. This is one of the great advantages of cryptocurrencies, since one of its objectives is to protect the identity of its users. In other words, nobody will be able to profit from your bank information.
  • They are based on a secure protocol. Cryptocurrencies cannot be counterfeited. Their protocol is designed to avoid double spending and they have strong security measures to prevent hacks.
  • It is a cheap system. Commissions are applied to each transaction that are used to pay the miners, responsible for maintaining the cryptocurrency blokchain. However, the costs of your transactions are considerably cheaper than traditional banking. New cryptocurrencies have also emerged using a confirmation protocol known as Proof of Stake, which bypasses miners and further cheapens transactions.
  • On the one hand, its code is open and public. All cryptocurrencies have a white paper. It describes the operation and code of cryptocurrencies. On the other hand, transactions are also public. For example, you can check bitcoin transactions at bitqt bq.

Main disadvantages of cryptocurrencies

Currently, the value of cryptocurrencies is very volatile. Its price can vary considerably in a matter of hours. Perhaps the best option may be to invest long-term in virtual currencies that you trust.

  • There are too many cryptocurrencies and the reality is that few of them will really be useful. The popularization of ICOs has triggered the number of existing currencies, which continues to increase. Therefore, in a few years, the scenario we know will change and the most valuable cryptocurrencies will be totally different.
  • Another problem with cryptocurrencies is that they are not yet accepted globally. Among its main disadvantages are the measures that some governments are taking against them. Faced with this, nobody can assure that they will be accepted in the future.
  • Cryptocurrency exchanges have suffered some multi-million dollar thefts, so they have yet to invest heavily in security. Exchanges are platforms that allow the purchase of cryptocurrencies and it is these that have security problems and not virtual currencies. On the other hand, don’t forget that these robberies are also relatively common in traditional banking.
  • The transactions are irreversible criptomonedas. This is fundamental to system security, but it can lead to a clear disadvantage: If you make a mistake, you will have lost your cryptocurrencies.
  • The popularity that cryptocurrencies have reached have attracted many people without financial literacy. This has sparked the emergence of numerous cryptocurrency scammers. That is why it is very important to use highly recognized exchange platforms and not to believe in systems that promise high returns.
  • Many cryptocurrency projects have no real endorsement. Many ICOs arise with the sole objective of raising money, without having a serious project behind. This gives cryptocurrencies very bad press as they can be considered scams. Therefore, study the project behind an ICO very well before investing in it.

Author: 9TP

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